/* Bilig Даатгал — Claude Design (warm paper + teal), light/dark */
*{box-sizing:border-box}
html,body{margin:0;padding:0}
:root,[data-theme="light"]{
  --paper:#f6f5f2;--surface:#ffffff;--surface-2:#efece7;--surface-3:#e7e3dc;
  --ink:#211f1c;--ink-2:#6f6b63;--ink-3:#a49f95;
  --line:rgba(33,31,28,0.10);--line-2:rgba(33,31,28,0.055);
  --primary:#0f9b8e;--primary-ink:#0a6f65;--primary-soft:#e0f2ef;--on-primary:#ffffff;
  --green:#1f9d6b;--green-soft:#e2f3ea;--amber:#b9820f;--amber-soft:#f7edd4;
  --red:#d24f3a;--red-soft:#f7e2dd;--grey:#8f8b82;--grey-soft:#ecebe6;
  --shadow:0 1px 2px rgba(33,31,28,0.05),0 10px 26px -14px rgba(33,31,28,0.14);
  --shadow-lg:0 28px 64px -22px rgba(33,31,28,0.26);
}
[data-theme="dark"]{
  --paper:#141514;--surface:#1d1e1c;--surface-2:#262723;--surface-3:#31322d;
  --ink:#f1efe9;--ink-2:#a7a39a;--ink-3:#6d6a62;
  --line:rgba(255,255,255,0.10);--line-2:rgba(255,255,255,0.05);
  --primary:#2cbcab;--primary-ink:#7fe0d4;--primary-soft:rgba(44,188,171,0.14);--on-primary:#04231f;
  --green:#33b37f;--green-soft:rgba(51,179,127,0.15);--amber:#e0a63a;--amber-soft:rgba(224,166,58,0.15);
  --red:#e56a54;--red-soft:rgba(229,106,84,0.15);--grey:#8f8b82;--grey-soft:rgba(255,255,255,0.07);
  --shadow:0 1px 2px rgba(0,0,0,0.4),0 14px 34px -16px rgba(0,0,0,0.6);
  --shadow-lg:0 34px 74px -22px rgba(0,0,0,0.72);
}
body{font-family:'Manrope',system-ui,-apple-system,sans-serif;background:var(--paper);color:var(--ink);-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
a{color:var(--primary);text-decoration:none}a:hover{color:var(--primary-ink)}
::placeholder{color:var(--ink-3);opacity:1}
::selection{background:var(--primary);color:#fff}
.mono{font-family:'IBM Plex Mono',monospace}
.num{font-variant-numeric:tabular-nums}
.lucide{width:1em;height:1em;stroke-width:2;vertical-align:-0.13em}
.wrap{max-width:1200px;margin:0 auto;padding:0 24px}
h1,h2,h3,h4{letter-spacing:-0.02em}
@keyframes floaty{0%,100%{transform:translateY(0)}50%{transform:translateY(-10px)}}
@keyframes spin{to{transform:rotate(360deg)}}
@keyframes toastin{from{opacity:0;transform:translate(-50%,10px)}to{opacity:1;transform:translate(-50%,0)}}

/* ---- Buttons ---- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:999px;padding:12px 20px;font-family:inherit;font-weight:700;font-size:14px;cursor:pointer;border:1px solid transparent;transition:.15s;white-space:nowrap}
.btn.primary{background:var(--primary);color:var(--on-primary);box-shadow:var(--shadow)}
.btn.primary:hover{filter:brightness(1.05)}
.btn.ghost{background:var(--surface);color:var(--ink);border-color:var(--line)}
.btn.ghost:hover{border-color:var(--primary);color:var(--ink)}
.btn.danger{background:transparent;color:var(--red);border-color:var(--red)}
.btn.green{background:var(--green);color:#fff}
.btn.lg{padding:14px 24px;font-size:15px}
.btn.sm{padding:8px 15px;font-size:13px}
.btn.block{width:100%}
.btn:disabled{opacity:.55;cursor:default}

/* ---- Chip / badge ---- */
.chip{display:inline-flex;align-items:center;gap:7px;padding:6px 14px;border-radius:999px;background:var(--primary-soft);color:var(--primary-ink);font-weight:700;font-size:13px}
.badge{display:inline-flex;align-items:center;gap:6px;padding:5px 11px;border-radius:999px;font-weight:700;font-size:12.5px}
.badge .dot{width:6px;height:6px;border-radius:50%;background:currentColor}
.badge.active,.badge.paid,.badge.approved{background:var(--green-soft);color:var(--green)}
.badge.pending,.badge.reviewing,.badge.submitted,.badge.expiring{background:var(--amber-soft);color:var(--amber)}
.badge.rejected,.badge.cancelled,.badge.expired{background:var(--red-soft);color:var(--red)}
.badge.draft{background:var(--grey-soft);color:var(--grey)}
.badge.new{background:var(--primary-soft);color:var(--primary-ink)}

/* ---- Cards ---- */
.card{background:var(--surface);border:1px solid var(--line);border-radius:18px;padding:24px;box-shadow:var(--shadow)}
.card.flat{box-shadow:none;background:var(--surface-2)}
.section-num{display:flex;align-items:baseline;gap:14px;margin-bottom:8px}
.section-num span{font-family:'IBM Plex Mono',monospace;font-size:13px;color:var(--primary-ink)}
.pic{width:48px;height:48px;border-radius:14px;background:var(--primary-soft);color:var(--primary-ink);display:grid;place-items:center;flex:none}
.pic.lg{font-size:24px}
.avatar{width:34px;height:34px;border-radius:50%;background:var(--primary-soft);color:var(--primary-ink);display:grid;place-items:center;font-weight:800;font-size:13px;flex:none}

/* ---- Public header ---- */
.pubhead{position:sticky;top:0;z-index:50;background:color-mix(in srgb,var(--paper) 82%,transparent);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}
.pubhead .inner{max-width:1200px;margin:0 auto;padding:14px 24px;display:flex;align-items:center;gap:16px}
.brand{display:flex;align-items:center;gap:10px;color:var(--ink);font-weight:800;font-size:18px}
.brand .mk{width:34px;height:34px;border-radius:11px;background:var(--primary);color:var(--on-primary);display:grid;place-items:center;box-shadow:var(--shadow)}
.pubhead nav{display:flex;gap:2px;margin-left:6px;flex:1;overflow:auto;scrollbar-width:none}
.pubhead nav::-webkit-scrollbar{display:none}
.pubhead nav a{padding:8px 12px;border-radius:999px;font-size:13.5px;font-weight:600;color:var(--ink-2);white-space:nowrap;cursor:pointer}
.pubhead nav a:hover,.pubhead nav a.on{background:var(--surface);color:var(--ink)}
.iconbtn{display:inline-flex;align-items:center;gap:8px;padding:9px 14px;border-radius:999px;border:1px solid var(--line);background:var(--surface);color:var(--ink);font-family:inherit;font-weight:700;font-size:13px;cursor:pointer;white-space:nowrap}

/* ---- Hero ---- */
.hero{background:var(--surface);border:1px solid var(--line);border-radius:24px;box-shadow:var(--shadow);overflow:hidden;display:grid;grid-template-columns:1.15fr .85fr}
.hero .left{padding:52px 48px}
.hero h1{font-size:clamp(34px,4vw,52px);line-height:1.02;font-weight:800;margin:0 0 18px}
.hero p{font-size:18px;color:var(--ink-2);line-height:1.5;margin:0 0 30px;max-width:44ch;font-weight:500}
.hero .art{position:relative;background:var(--surface-2);border-left:1px solid var(--line);min-height:320px;background-image:repeating-linear-gradient(135deg,var(--line-2) 0,var(--line-2) 1px,transparent 1px,transparent 12px);display:grid;place-items:center}
.hero .art .bubble{width:96px;height:96px;border-radius:28px;background:var(--surface);border:1px solid var(--line);box-shadow:var(--shadow);display:grid;place-items:center;color:var(--primary);animation:floaty 5s ease-in-out infinite}

/* ---- Product grid ---- */
.pgrid{display:grid;grid-template-columns:repeat(auto-fill,minmax(258px,1fr));gap:14px}
.pcard{color:var(--ink);background:var(--surface);border:1px solid var(--line);border-radius:18px;padding:22px;box-shadow:var(--shadow);display:flex;flex-direction:column;gap:14px;cursor:pointer;transition:.15s;min-height:170px}
.pcard:hover{border-color:var(--primary);transform:translateY(-3px)}
.pcard h4{margin:0;font-weight:700;font-size:16px;line-height:1.3}
.pcard .sub{font-size:13.5px;color:var(--ink-2);margin-top:5px;line-height:1.45}
.pcard .price{margin-top:auto;display:flex;align-items:center;justify-content:space-between}
.pcard .price small{font-size:13px;color:var(--ink-3)}
.pcard .price b{font-weight:800}

/* ---- How it works / trust ---- */
.hiw{background:var(--surface-2);border:1px solid var(--line);border-radius:24px;padding:40px}
.hiw-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:16px}
.hiw .step{background:var(--surface);border:1px solid var(--line);border-radius:18px;padding:26px;box-shadow:var(--shadow)}
.hiw .step .n{width:44px;height:44px;border-radius:13px;background:var(--primary);color:var(--on-primary);display:grid;place-items:center}
.trust{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:14px}
.trust .card b{display:block;font-size:38px;font-weight:800;font-variant-numeric:tabular-nums;color:var(--primary-ink);line-height:1}
.trust .card span{color:var(--ink-2);font-size:14.5px;margin-top:4px;font-weight:600;display:block}

/* ---- Forms ---- */
.field{display:block;margin-bottom:0}
.field>span{display:block;font-size:13px;font-weight:600;color:var(--ink-2);margin-bottom:6px}
.field input,.field select,.field textarea{width:100%;padding:12px 14px;border-radius:12px;border:1px solid var(--line);background:var(--paper);color:var(--ink);font-family:inherit;font-size:15px}
.field input:focus,.field select:focus,.field textarea:focus{outline:0;border-color:var(--primary)}
.field textarea{resize:vertical;min-height:80px}
.selwrap{position:relative}
.selwrap select{appearance:none}
.selwrap i{position:absolute;right:14px;top:13px;font-size:18px;color:var(--ink-3);pointer-events:none}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.form-grid .full{grid-column:1/-1}
.filedrop{display:flex;align-items:center;gap:10px;padding:12px 14px;border:1px dashed var(--line);border-radius:12px;color:var(--ink-2);cursor:pointer;background:var(--paper);font-size:14px;font-weight:600}
.filedrop i{color:var(--primary-ink)}

/* ---- Tabs (segmented) ---- */
.segtabs{display:inline-flex;gap:6px;padding:4px;background:var(--surface-2);border-radius:999px;width:max-content;max-width:100%;overflow:auto;scrollbar-width:none}
.segtabs::-webkit-scrollbar{display:none}
.segtabs .t{padding:9px 18px;border-radius:999px;color:var(--ink-2);font-weight:600;font-size:14px;cursor:pointer;white-space:nowrap}
.segtabs .t.on{background:var(--surface);color:var(--ink);font-weight:700;box-shadow:var(--shadow)}

/* ---- Stepper ---- */
.stepper{display:flex;align-items:center;gap:6px;overflow:auto;scrollbar-width:none}
.stepper::-webkit-scrollbar{display:none}
.stepper .st{display:flex;align-items:center;gap:10px;white-space:nowrap}
.stepper .st .b{width:30px;height:30px;border-radius:50%;display:grid;place-items:center;font-weight:800;font-size:14px;font-variant-numeric:tabular-nums;background:var(--surface-2);border:1px solid var(--line);color:var(--ink-2)}
.stepper .st.done .b{background:var(--green);color:#fff;border-color:transparent}
.stepper .st.cur .b{background:var(--primary);color:var(--on-primary);border-color:transparent;box-shadow:0 0 0 4px var(--primary-soft)}
.stepper .st.todo{opacity:.55}
.stepper .st span{font-weight:700;font-size:14px}
.stepper .bar{flex:1;min-width:16px;height:2px;background:var(--line)}
.stepper .bar.done{background:var(--green)}

/* ---- Premium sidebar ---- */
.premium{position:sticky;top:92px;background:var(--surface);border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow);overflow:hidden}
.premium .head{padding:22px;background:var(--primary);color:var(--on-primary)}
.premium .head .amt{font-size:38px;font-weight:800;font-variant-numeric:tabular-nums;line-height:1.1;margin-top:2px}
.premium .body{padding:20px 22px;display:flex;flex-direction:column;gap:12px}
.premium .r{display:flex;justify-content:space-between;font-size:14px}
.premium .r span:first-child{color:var(--ink-2)}
.premium .r b{font-weight:700}

/* ---- Timeline ---- */
.timeline{display:flex;flex-direction:column}
.tl{display:flex;gap:14px}
.tl .col{display:flex;flex-direction:column;align-items:center}
.tl .dot{width:26px;height:26px;border-radius:50%;display:grid;place-items:center;flex:none}
.tl .dot.done{background:var(--green);color:#fff}
.tl .dot.cur{background:var(--primary);color:var(--on-primary);box-shadow:0 0 0 4px var(--primary-soft)}
.tl .dot.todo{background:var(--surface-2);border:1px solid var(--line);color:var(--ink-3)}
.tl .line{width:2px;flex:1;background:var(--line)}
.tl .line.done{background:var(--green)}
.tl .body{padding-bottom:18px}
.tl .body .t{font-weight:700;font-size:14px}
.tl .body .d{font-size:12.5px;color:var(--ink-3);font-variant-numeric:tabular-nums}

/* ---- Dashboard shell ---- */
.app{display:grid;grid-template-columns:236px minmax(0,1fr);min-height:100vh}
.side{background:var(--surface-2);border-right:1px solid var(--line);padding:22px 16px;display:flex;flex-direction:column;gap:6px}
.side .logo{display:flex;align-items:center;gap:9px;padding:4px 8px 18px}
.side .logo .mk{width:30px;height:30px;border-radius:9px;background:var(--primary);color:var(--on-primary);display:grid;place-items:center}
.side .nav a{display:flex;align-items:center;gap:11px;padding:10px 12px;border-radius:11px;color:var(--ink-2);font-weight:600;font-size:14px;cursor:pointer}
.side .nav a i{font-size:18px}
.side .nav a:hover{color:var(--ink)}
.side .nav a.on{background:var(--surface);color:var(--ink);font-weight:700;box-shadow:var(--shadow)}
.side .nav a.on i{color:var(--primary-ink)}
.side .me{margin-top:auto;padding-top:16px;border-top:1px solid var(--line-2);display:flex;align-items:center;gap:10px}
.side .me .nm{font-weight:700;font-size:13.5px;line-height:1.2}
.side .me .rl{font-size:11.5px;color:var(--ink-3)}
.dmain{display:flex;flex-direction:column;min-width:0;background:var(--paper)}
.topbar{display:flex;align-items:center;gap:14px;padding:16px 24px;border-bottom:1px solid var(--line);background:var(--surface)}
.topbar .h{font-weight:800;font-size:18px}
.topbar .sp{margin-left:auto;display:flex;align-items:center;gap:10px}
.bell{width:38px;height:38px;border-radius:50%;background:var(--surface-2);display:grid;place-items:center;color:var(--ink-2);position:relative}
.dbody{padding:24px;flex:1}

/* ---- KPI ---- */
.kpis{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:14px;margin-bottom:20px}
.kpi{background:var(--surface);border:1px solid var(--line);border-radius:16px;padding:20px;box-shadow:var(--shadow)}
.kpi .top{display:flex;justify-content:space-between;align-items:center}
.kpi .l{font-size:13px;color:var(--ink-2);font-weight:600}
.kpi .v{font-size:28px;font-weight:800;font-variant-numeric:tabular-nums;margin-top:8px;line-height:1}
.kpi .d{font-size:12.5px;font-weight:700;margin-top:2px;color:var(--ink-3)}
.kpi .d.up{color:var(--green)}
.progress{height:6px;border-radius:999px;background:var(--surface-2);margin-top:8px;overflow:hidden}
.progress span{display:block;height:100%;background:var(--primary);border-radius:999px}

/* ---- Table ---- */
.tblcard{background:var(--surface);border:1px solid var(--line);border-radius:16px;box-shadow:var(--shadow);overflow:hidden}
.tblcard .hd{display:flex;align-items:center;justify-content:space-between;padding:18px 20px;border-bottom:1px solid var(--line-2);font-weight:800;font-size:16px}
table.tbl{width:100%;border-collapse:collapse;font-size:14px}
table.tbl th{text-align:left;color:var(--ink-3);font-size:12px;text-transform:uppercase;letter-spacing:.04em;font-weight:700;padding:12px 20px}
table.tbl td{padding:13px 20px;border-top:1px solid var(--line-2)}
table.tbl td.r,table.tbl th.r{text-align:right}
table.tbl tr.click{cursor:pointer}
table.tbl tr.click:hover td{background:var(--surface-2)}

/* ---- Claim queue ---- */
.qitem{background:var(--surface);border:1px solid var(--line);border-radius:14px;padding:15px 16px;cursor:pointer;box-shadow:var(--shadow)}
.qitem.sel{border-color:var(--primary)}
.qitem .top{display:flex;justify-content:space-between;align-items:center;margin-bottom:6px}
.qitem .bot{display:flex;justify-content:space-between;align-items:center}

/* ---- Bars (actuary/broker) ---- */
.barrow{margin-bottom:13px}
.barrow .lab{display:flex;justify-content:space-between;font-size:13px;margin-bottom:5px}
.barrow .track{height:8px;border-radius:999px;background:var(--surface-2);overflow:hidden}
.barrow .track span{display:block;height:100%;background:var(--primary);border-radius:999px}

/* ---- Renewal gradient ---- */
.renew{background:linear-gradient(135deg,var(--primary),color-mix(in srgb,var(--primary) 70%,#000 12%));border-radius:18px;padding:24px;box-shadow:var(--shadow);color:var(--on-primary)}

/* ---- Empty ---- */
.empty{border:1px dashed var(--line);border-radius:18px;padding:34px 22px;text-align:center;color:var(--ink-2)}
.empty .ic{width:52px;height:52px;border-radius:15px;background:var(--surface-2);display:grid;place-items:center;color:var(--ink-3);margin:0 auto 14px}

/* ---- Modal / toast ---- */
.modal-bg{position:fixed;inset:0;background:rgba(10,12,11,.5);display:grid;place-items:center;padding:16px;z-index:80;backdrop-filter:blur(2px)}
.modal{background:var(--surface);border:1px solid var(--line);border-radius:20px;max-width:480px;width:100%;padding:28px;max-height:92vh;overflow:auto;box-shadow:var(--shadow-lg)}
.modal.wide{max-width:640px}
.modal h3{margin:0 0 4px;font-size:20px;font-weight:800}
.toast{position:fixed;bottom:22px;left:50%;transform:translateX(-50%);display:inline-flex;align-items:center;gap:12px;padding:14px 18px;border-radius:14px;background:var(--surface);border:1px solid var(--line);box-shadow:var(--shadow-lg);z-index:99;animation:toastin .2s ease}
.toast .ic{width:32px;height:32px;border-radius:9px;display:grid;place-items:center;flex:none}
.toast.ok .ic{background:var(--green-soft);color:var(--green)}
.toast.err .ic{background:var(--red-soft);color:var(--red)}
.toast .t{font-weight:700;font-size:14px}
.toast .s{font-size:12.5px;color:var(--ink-2)}

.muted{color:var(--ink-2)}

/* ---- Улсын дугаарын лавлагааны banner ---- */
.vehband{display:flex;align-items:flex-start;gap:10px;padding:12px 14px;border-radius:12px;font-size:13.5px;line-height:1.5;margin-bottom:10px}
.vehband i{flex:none;margin-top:2px}
.vehband.ok{background:var(--green-soft);color:var(--green)}
.vehband.ok span{color:var(--ink)}
.vehband.warn{background:var(--amber-soft);color:var(--amber);border:1px solid color-mix(in srgb,var(--amber) 30%,transparent)}
.vehband.warn span{color:var(--ink)}
.vehband.info{background:var(--surface-2);color:var(--ink-2)}
.center-wrap{max-width:900px;margin:0 auto;padding:40px 24px}
.spin{animation:spin 1s linear infinite}

/* ---- Responsive ---- */
@media(max-width:860px){
  .hero{grid-template-columns:1fr}.hero .art{display:none}.hero .left{padding:36px 26px}
  .form-grid,.grid2{grid-template-columns:1fr}
  .quote-layout{grid-template-columns:1fr!important}
  .claim-layout{grid-template-columns:1fr!important}
  .app{grid-template-columns:1fr}
  .side{flex-direction:row;overflow-x:auto;border-right:0;border-bottom:1px solid var(--line);padding:12px}
  .side .logo,.side .me{display:none}
  .side .nav{display:flex;flex-direction:row;gap:6px}
  .account-grid{grid-template-columns:1fr!important}
  .comp-layout{grid-template-columns:1fr!important}
}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:16px}